Five years after the financial crisis, unemployment has eased a bit and financial scars have started to heal, but there’s still no widespread comfort with spending. And there’s a large disparity between those who have healed a lot and those who have healed a little.

Will shoppers be naughty or nice to retailers this holiday season?

Retailers, of course, would consider it nice if shoppers spent the next four weeks rushing to cash registers with mounds of full-priced products. Instead, analysts are predicting a variation on “shop till you drop,” in which consumers wear out shoe leather and electronic keypads hunting unrelentingly for bargains.

Read More – Source: Chicago Tribune