At Carolina Cash Fast, we pride ourselves on offering no-hassle, same-day approval on payday loans. As your local direct lender, it’s our goal to make it as easy as possible to put cash in your hand. The only thing that might make our service easier to use is if we offered it online. That way you could apply for a cash advance without leaving your couch.

So why doesn’t Carolina Cash Fast offer payday loans online?

This is a frequently asked question among our customers. Let’s take a minute to answer it.

Online Payday Loans Put You at Risk of Identity Theft

The biggest difference between Carolina Cash Fast and other direct lending services is our commitment to responsibility. As a member of the Community Financial Services Association of America’s Best Practices, we have a full list of standards that we strive to meet while conducting business. These guidelines include sections on full disclosure and encouraging consumer responsibility.

The truth is that online payday loan services put you at more risk than their worth. Often you will be working with what is known as a lead generation service instead of a real lender. These lead generator sites collect the same sensitive information that you would submit to apply for a loan:

  • Social security number
  • Driver’s license number
  • Bank account number

The difference is the security measures on these sites are notoriously vulnerable to hackers. In the event of a security breach, you might wind up the victim of identity theft.

Risk is a two-way street. Were we to offer our services online, we could also get tricked by criminals who have stolen someone else’s identity. We think we’re paying out a loan to someone that needs it for an emergency and then – poof! That person vanishes and we never hear from them again.

The convenience of lending online doesn’t outweigh the danger of identity theft.

Meet Face to Face to Guarantee You Get Cash Fast

The good news is even though you can’t apply for an instant cash advance online from us, we still make it as easy as can be. Our locations are near Charlotte, just a few minutes down the road. You’ll be in and out in just fifteen minute with cash in hand. No credit check necessary. Just instant approval and a payday loan.

You’ll benefit from our strict observance of the best financial practices, and by meeting face-to-face with our advisors, we can trust each other to uphold our agreement.
So what are you waiting for? If you need a cash advance due to an emergency or something else, visit Carolina Cash Fast today. Feel free to call us if you have any other questions about our services.