A payday loan can be a useful tool for you in times of need. That’s because one of the most important things you mange is your credit, so late or missed payments can really hurt your score. Access to money for bills and unexpected expenses can be even more difficult with poor, bad, or no credit history. Fortunately, you have resources like Cash Fast Center.

If you’re curious about whether or not a payday advance loan is right for you, it’s important to consider how are using the money. Here are the top 5 reasons you may want to get a payday loan:

  1. Everyday Expenses

It’s easy to get behind on bills, partially because there can be so many. These daily and monthly costs like rent, food, utilities, recreation, and gas often drain your account. A payday advance loan can provide an easy and quick connection to funds that help keep the lights on.

  1. Repair Bills

Even if you don’t own a home, you may have to manage bills for repairing appliances or vehicles. The average cost of repair for a car in 2012 hit $367.84. Most costs for appliance repair start at more than $100 – so your refrigerator, oven, washer, dryer, or dishwasher can leave you hundreds of dollars in debt. But you don’t have to live without these common home necessities, nor do you have to, with an affordable payday advance loan.

  1. Medical Emergency

Though we don’t anticipate falling ill or becoming injured, accidents and sickness do strike. According to Forbes, a worker who has a family of four will have to spend $9,144 per year on medical care – which is approximately $762 per month. A payday advance loan can help you cover these surprise costs to ensure that your loved ones receive the medical care they need.

  1. Overdrawn Accounts

An overdrawn checking account comes with a bunch of issues. The payment gets rejected, your credit takes a hit, and the bank charges a penalty to your account. There can be times when you have the money to manage an emergency only if you sacrifice paying a bill. But with a payday loan, the only choice you make is how to budget repayment.

  1. Maxed-Out Credit Cards

We said it before, and we’ll say it again: Your credit is a vital aspect of your life that requires smart management. By maxing out a credit card, your score may potentially decrease between 10 and 45 points, depending on a variety of factors. Forgo pushing your credit cards to the limit; instead, choose the easy, affordable option of a payday advance loan.

A Trusted Partner for Your Payday Advance Loan Needs…

If any of these situations sound familiar to you, we encourage you to contact our friendly financial professionals at Cash Fast Center, located in Fort Mill and Clover, South Carolina – just across the state border from Charlotte, North Carolina!