Even the best budgeters run into expenses they couldn’t have planned for. Unexpected costs can throw off your financial planning and make it difficult to pay your monthly bills. It can happen to anyone. Fortunately, there are options for getting your budget back on track.

Cash Fast Loan Center near Charlotte, North Carolina, offers instant loans to help pay for those sudden expenses. Here are a few of the things you can pay off with a payday or title loan.

Ways to Spend Your Instant Loan

Medical Expenses

Health issues can come out of nowhere. If you or a family member has experienced an accident or suffers from an unexpected disease, the medical bills can stack up quickly. A payday or title loan can keep medical debts from becoming a burden.

Car Repairs

Whether you use your car to get to work or for daily errands, you can’t go without it for long. That’s why most Americans can’t afford to put off major auto work. Whether you need to replace a failing part or repair your vehicle after an accident, instant loans can help you find the extra money you need.

Death Expenses

The passing of a loved one is one of the worst things a person can experience. This pain is often compounded by the costs of burial and funeral arrangements. Even if your loved one had life insurance, the costs are often greater than what you are prepared to cover.

Pay Rent or Bills

Sometimes little expenses add up, and by the end of the month, you’re short of the amount you need to pay your basic expenses. If you can’t put off any of these costs, you can use an instant payday loan to bridge the gap.

Travel Emergencies

Medical or automotive emergencies are even worse when you’re on the road. It can be difficult figuring out where to find money when you’re hundreds of miles from home. A payday loan can help you deal with anything that pops up during your vacation, letting you get back home in time.

Ways You Shouldn’t Spend Your Instant Loan

Like all loans, payday and title loans come with interest payments. This means when you repay, you’ll be giving back more than the initial loan. To avoid losing money on interest rates, you should only use payday loans for emergencies.

Payday loans shouldn’t be used on discretionary costs like entertainment or travel.


If you need an instant loan to make end’s meet near Charlotte, North Carolina, stop by a Cash Fast Loan Center. Appointments only take 15 minutes, and no credit check is required.