When living paycheck to paycheck, it’s not always easy to open a bank account. Not having a checking account also makes it a little more difficult to put money aside for a rainy day. So, what are your options when an unexpected expense pops up?

Consider a payday advance loan.

No Checking Account? No Problem

What is a payday advance loan?

A payday advance loan is a short-term loan that allows you to borrow an amount of money based on your current paycheck. A credit check is not necessary to apply for this loan, making it an ideal option for people who have low credit scores or no credit scores. There’s no better option than a payday advance loan with no credit check if you’re in need of cash fast.

Is it possible to get payday advance loans without a checking account?

Typically a checking account statement is needed when applying for a payday advance loan, but it is possible to receive this type of loan without producing one. We might need to ask you a few more questions than normal to verify your income, and you might also be subject to higher fees in the event you fail to repay the money you borrow.

To ensure your payday advance loan appointment goes as smoothly as possible, make certain to bring the following documents with you:

  • Your driver’s license
  • Your social security card
  • Your most recent paystub

What if I need a larger sum of money than a payday advance loan can provide?

If you are in need of more money than a payday loan can offer, then you may want to consider a car title loan. Though similar to a payday loan, there is one major difference: a car title loan uses your car as collateral. Your cash advance is then based on the current value of your car, so you will be able to borrow a larger amount from a short term lender.

Where can I get a payday advance loan near me and quick?

When you’re in need of money for an emergency, you don’t need the added stress of long loan appointments and hard to find offices. Fortunately, Cash Fast Loan Centers has locations near Charlotte and Gastonia, NC, and Rock Hill, SC. You’ll be in and out of our office in 15 minutes.

If you’re interested in a payday loan, then fill out our contact form or give us a call. One of our helpful representatives will be in touch to walk you through the next steps of your payday loan application. We look forward to seeing you soon!