If you’ve heard the term “payday loan” but aren’t quite sure about the definition, look no further! A payday advance loan, also called a cash advance, is a small amount of money you borrow, typically from a payday lender in a storefront, where you write a personal check for the amount of the loan plus a finance charge. The lender will hold your personal check for future deposit and give you cash. Sometimes, you can give the lender electronic access to your bank account to receive and repay your payday loan.

Payday lenders might give you options for repayment. You can either repay in a lump sum upon your next paycheck, or the loan can be rolled over into another pay period for another fee.

Some state laws determine how much you are allowed to borrow in a loan as well as if a lender can have a physical location in a storefront or operate online.  If you live in the Charlotte, North Carolina, area, there’s a payday loan storefront near you!

Payday Loan Stores Near Me

Residents living in or near Charlotte, Fort Mill, Gastonia, Rock Hill, Clover, and Concord can easily locate Carolina Cash Fast Loan Centers in Clover and Fort Mill, South Carolina, for quick cash now.

We require only a few simple items to process your payday loan:

  1. Your most recent checking statement
  2. Your driver’s license
  3. Your social security card
  4. Your check book
  5. Your most recent pay stub

If you need a short-term loan but do not have good credit, don’t worry! We don’t require a credit check. You can get a fast payday loan with no hassle.  We guarantee the lowest rates in the area with storefronts just outside of Charlotte and down to Rock Hill to serve both North and South Carolina.

You can have your cash within 15 minutes to help with those unexpected bills that throw a wrench into your financial security. Visit us online or come by our locations in Clover, SC, and Fort Mill, SC, to get your cash in no time!