Despite best laid plans, emergencies sometimes pop-up. When that happens, you need cash fast. If you’re not sure where you’re going to get the necessary funds, then consider a Car Title Loan.

Car Title Loans allow borrowers to utilize a short-term loan by using the borrower’s vehicle title as collateral, allowing a lender to place a lien on the title. The amount a borrower’s loan is approved for will depend on the value of their vehicle and their ability to make monthly payments.

What States Allow Car Title Loans?

Car Title Loans are legal in the following states. These laws can change periodically, so if you ever have any questions about the legality of Car Title Loans in your state, then it is recommended you contact your state’s attorney general’s office.

  • Alabama
  • Arizona
  • Delaware
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Kentucky
  • Mississippi
  • Missouri
  • Minnesota
  • Montana
  • Nevada
  • New Hampshire
  • New Mexico
  • Oregon
  • Rhode Island
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Wisconsin

The following states also allow Car Title Loans, but with a few limitations.

  • California: loans over $2,500 are not subject to small-loan limits
  • Kansas: Car title loans are sold as open-ended credit lines
  • Louisiana: Loans over $350 and for longer than two months are not subject to restrictions
  • South Carolina: Loans over $600 are not subject to small-loan limits

If you live in the Charlotte area and are in need of a Car Title Loan, the head to one of our Cash Fast locations in South Carolina! The offices are a short drive away, and you can have the cash you need in 15-minutes as long as you bring the necessary documents with you.

Remember, obtaining a Car Title Loan requires no credit check. If you’re interested in learning more about Cash Fast Loan Centers and our Car Title Loans, then fill out our contact form and one of our representatives will happily call you to help with anything you may need.