Even when we do our best to plan and prepare, unexpected expenses are bound to pop up. When life throws you a curveball like this, the last thing you need is another hassle standing in your way. Fortunately, no credit check loans are available to help you during tight times.
A no credit check loan means, simply, that organizations who offer these types of loans do not obtain a credit report from any of the major three credit bureaus. Because of this, you are not required to have good credit—or any credit at all— in order to obtain a loan of this type.
There are two no credit check loan options: payday loans and car title loans. Read on to see which option suits you and your needs.
Option 1: Payday Loans
If you’re in need of a smaller amount, this short term loan may be right for you. This convenient and reasonably priced service can help you make ends meet between paychecks when an emergency arises. Funds from this no credit check loan are typically used for small, unexpected expenses, but may also be used to avoid costly bounced check fees or late bill payment penalties. If you’re interested in this type of loan, then a few items will be required of you that verify your identity, income, and source of payment:
- Your most recent checking statement
- Your driver’s licence
- Your social security card
- Your check book
- Your most recent pay stub
Keep in mind this type of no credit check loan is not best for larger sums. If you need a more significant amount, then Option 2 may be what you need.
Option 2: Title Loans
Larger amounts are able to be secured through no credit check loan organizations with a short-term Car Title Loan. The amount of your loan is based on the value of your vehicle and your ability to make monthly payments. If you’re interested in this type of loan, then a few items will be required of you that verify your identity, income, and ownership of your vehicle::
- Your vehicle’s title
- Your vehicle’s registration
- Your driver’s licence
- Your most recent pay stub
- Your social security card
- Mail to verify your address
One of the best parts about this option is you’ll still be allowed to drive to work and take your children to school in your own car while you’re paying off your loan.
Secure a No Credit Check Loan in Rock Hill, South Carolina
Securing one of these two options in Rock Hill, SC, couldn’t be easier. In a mere 15 minutes, Carolina Cash Fast will be able to analyze your situation and pick the no credit check loan that’s right for you. We were established with the single goal to help people in financial need, and our team follows industry best practices to ensure you’ll receive the best treatment.
We hope those of you who live in the Rock Hill, SC area will let us serve you. Visit our website today to fill out a contact form, and one of our friendly representatives will reach out to you soon.