For whatever reason, your credit score may not be where you want it to be. This could be a problem at other financial institutions when requesting a loan, but not here at Cash Fast Loan Centers. We specialize in no credit check loans and do not deny anyone funds because of their credit score.

But what are no credit check loans? Are no credit check loans safe? Keep reading to learn more.

Get Cash Fast in Charlotte With No Credit Check Loans

A no credit check loan is exactly what it sounds like: a loan given without checking a customer’s credit score.

According to the Community Financial Services Association of America (CFSA), “Your payday advance provider does not obtain a credit report from any of the three major credit bureaus.” This means that here at Cash Fast Loan Centers, your credit score cannot and will not affect your chances of receiving a payday or title loan.

At Cash Fast, we have two different types of loans. Depending on your needs, one loan may suit you better than the other. However, no matter which loan you choose, you can be assured the process is safe and credit check-free.

Payday Loan

Payday loans are appropriate for when smaller amounts are required and are able to get you cash fast. Our appointments at Cash Fast generally take just 15 minutes, and only a few items are needed:

  1. Your most recent checking statement
  2. Your driver’s license
  3. Your social security card
  4. Your checkbook
  5. Your most recent paystub
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Title Loan

A Title Loan is when a borrower uses his or her car as collateral allowing the lender to place a lien on the car. Once again, your appointment will only take 15 minutes, and just a few items are required:

  1. Your vehicle’s title
  2. Your vehicle’s registration
  3. Your driver’s license
  4. Your most recent paystub
  5. Your social security card
  6. Mail to verify your address
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Trouble Repaying the Loan?

As listed in our Best Practices, we will not pursue criminal action in order to obtain payment from a customer. We also follow appropriate collection practices and do not harass our customers when the due date approaches.

Also, according to CFSA, “Each [CFSA] member will provide customers who are unable to repay a payday advance according to their original contract the option of repaying the advance over a longer period of time.” This means that if you are unable to repay your loan during the originally scheduled time period, we here at Cash Fast will work with you to come up with an alternative plan.

As it is also a part of our Best Practices to encourage consumer responsibility, we want to work with you to stick to the intended use of your no credit check loan. It’s important to us that you feel you can trust us during this entire process and that you feel safe as well.

Call For More Information Today

We have locations throughout the Charlotte, North Carolina, area and are ready to help you get the cash you need. Give us a call today, and we can provide you with driving directions to one of our loan centers, give you more information about the required documents, or help answer any other questions you may have.

Don’t let your credit score hold you back from receiving the cash you need. Call today!

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