Even for the most practical and responsible budgeters, emergencies happen—and you don’t always have cash when you need it. Perhaps you have an unexpected car maintenance job you didn’t quite factor into the bills for this month, or maybe a routine doctor’s visit resulted in an expensive procedure you weren’t expecting to have.
Where do you get the money to cover the costs of life’s inconveniences?
Your first thought might be a loan from the bank, but applying for a loan, waiting for approval, and dealing with the hassle of getting that loan can add stress and worsen the financial problem as you wait. Of course, you can ask family and friends for help, but if they don’t have the extra money themselves, they can’t be of assistance. You might become frustrated or feel like you are out of options: so where do you turn next?
Fortunately, there is a place near you in the Charlotte, North Carolina area that can solve your money problems with just a few easy requirements, regardless of your credit score. Cash Fast Loan Centers can provide you with a car title loan to help you through your hard time, without the stress and pressure that comes with a bank loan.
Three Steps to Car Title Loans: Choose Your Loan, Find a Store Near You, Leave With Cash
Getting a car title loan is fast and hassle-free. With just three simple steps, you can choose the loan that fits your needs and leave the same day with cash in hand. It’s the quick and convenient way to get the money you need, when you need it most.
Step One: Choose Your Loan
It’s easy and free to use Cash Fast’s online form to see what type of loan works best for you. If you need a large sum of money quickly, a title loan may be what you need. Once you’ve determined that the title loan is what you need, you will want to understand it a little better. A car title loan uses the value of your car as collateral so that Cash Fast can give you the cash you need right away, then release your car title back to you once you are back on your feet and can repay the loan.
It’s that easy.
Step Two: Find the Location Near You
Cash Fast has locations in Fort Mill, South Carolina, and Clover, South Carolina. Find the one closest to you and head in for your quick car title loan. Cash Fast will issue you a loan based on the value of your car and your ability to make monthly payments, and you get to keep your car to drive like normal while you are repaying the loan.
Don’t forget to bring:
- Your vehicle’s title – This proves that you own your vehicle outright and gives us the ability to use it as collateral for the loan.
- Your vehicle’s registration – Confirms the vehicle is legally registered and provides important details about your car.
- Your driver’s license or government-issued photo ID – Verifies your identity so we can process your loan quickly and securely.
- Your most recent pay stub or proof of income – Shows your ability to repay the loan and helps us determine the loan amount you may qualify for.
- Your social security card – Used for identity verification and to run a quick credit check if necessary.
- A recent utility bill or piece of mail with your name and address – Confirms your current residence and ensures all loan documents are accurate.
Step Three: Get Your Cash
No credit checks, no hassle. Cash Fast can give you a car title loan in 15 minutes or less if you bring all the required documents. Cash Fast has many different repayment plan options, so you can rest assured that you will get an affordable monthly payment plan.
Hassle-free cash with an affordable payment plan: what are you waiting for? Call Cash Fast online today, and see if a car title loan might be right for you in a financial pinch.
Frequently Asked Questions
Do I have to leave my vehicle with Cash Fast Loan Centers?
No. You keep your car and use it normally while paying off the loan. Only the title is held temporarily.
Is there a penalty for paying off the loan early?
No. You can pay off the loan earlier than scheduled without extra fees, which may help you save money.
Do I need to apply online before visiting the store?
No, but it helps speed things up. Filling out the online form gives you an idea of what loan fits your needs before you arrive.
Can I still qualify if my credit score is low?
Yes. Your credit score is not the deciding factor for approval. The loan is based mainly on your vehicle’s value and your income.
How long does it really take to get the cash?
Most customers receive their money in about 15 minutes when all required documents are brought to the office.
What happens after I finish paying the loan?
Once your balance is cleared, your car title is released back to you, and the lien is removed. You regain full ownership of your vehicle.
